Auto Insurance
A policy purchased by vehicle owners to mitigate costs associated with getting into an auto accident. Instead of paying out of pocket for auto accidents, people pay annual premiums to an auto insurance company; the company then pays all or most of the costs associated with an auto accident or other vehicle damage.
Homeowners Insurance
A form of property insurance designed to protect an individual's home against damages to the house itself, or to possessions in the home. Homeowners insurance also provides liability coverage against accidents in the home or on the property.
Renters Insurance
A form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property.
Umbrella Insurance
Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and as a result it helps protect your assets and your future.
Flood Insurance
A financial instrument that protects real property owners from water damage to the structure and/or contents of their property. All policies are federally regulated so that the same policy costs the same amount no matter which company it is purchased through.
Dwelling Fire Insurance
Dwelling Fire Insurance protects a home against the perils specifically named in the policy. Many common causes of damage, such as fire, hail, and lightning, are usually listed as covered “named peril” in a Dwelling Fire Policy.
Business Insurance
Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business. There are many types of insurance for businesses including coverage for property damage, legal liability and employee-related risks.
Snowmobile Insurance
Snowmobile Liability Insurance helps cover medical costs for bodily injury to others and property damage to others if you're at fault in an accident. It can also pay injured parties' lost wages and help cover your legal expenses if a lawsuit is brought against you due to an accident.
Earthquake Insurance
Earthquake insurance is a form of property insurance that pays the policyholder in the event of an earthquake that causes damage to the property. Most ordinary homeowners insurance policies do not cover earthquake.
Life Insurance Coverage
Life Insurance is protection against the loss of income that would result if the insured passed away. The named beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured.
Motorcycle Insurance
Motorcycle Insurance's primary use is to provide financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise there from while operating a motorcycle.
Watercraft Insurance
Insurance policies that provide coverage for boats and personal watercraft. Watercraft insurance, also known as boat and personal watercraft insurance, often include towing and wreckage removal, as well as fuel spill indemnification.
Health Insurance Coverage
A type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured. Health insurance can either reimburse the insured for expenses incurred from illness or injury or pay the care provider directly.
RV/Motorhome Insurance
Your RV is more than a car, and your RV insurance coverage should protect more than what typical car insurance does. Rather than add your RV to your auto policy, consider RV insurance coverage with an RV policy.
